How to set financial goals for the year without feeling overwhelmed

Welcome to 2023, my CFPI Solutions community. It's a new year and time to renew our focus. It's time to pounce on our dreams like a cat on a laser beam. This year, I want to level up my financial literacy offerings. To do that, I've established some goals for the year. This year, I plan to pursue my Certified Financial Education Instructor (CFEI) certificate and my Series 65 license in Maryland. While the CFEI lends some more structure to the educational aspects of personal finance, Series 65 will officially allow me to offer investment advice.

The beginning of the year supplies an opportunity to update our financial goals. This involves creating short- and long-term financial plans that align with your values and personal objectives. The process includes the following:

• Envisioning your future.

• Categorizing goals.

• Setting a timeline.

• Creating an action plan.

• Connecting each goal to a deeper purpose.

Envisioning your future is a significant first step because visualizing the type of future you want is a valuable technique for identifying goals. Not only does it provide motivation, but it also makes the goals tangible. Once they're substantial, it's like a game of Tetris. We only need to stay aware and ensure that all the blocks align correctly. Establishing goals can inform the actions we take each day. These actions ultimately help us get closer to achieving our long-term goals.

Defining your goals helps guide your decision-making process and creates a sense of purpose and direction regarding your financial planning. Here are some steps you can follow to set financial goals:

• Identify your values: What is important to you? What do you want to accomplish with your money?

• Set specific, measurable, achievable, relevant, and time-bound (SMART) goals: Your goals should be clear, measurable, slightly out of reach but still attainable, relevant to your values, and have a specific time frame for completion.

• Make a plan: Once you've identified your goals, it's time to create a plan. This should include specific steps you will take and a timeline for completing each of them.

• Track your progress: Regularly review your financial goals and track your progress to make sure you are on track to achieve them.

• Be flexible: Life doesn't always go as planned, so be prepared to adjust your goals and plan as needed.

Remember, the key to achieving your financial goals is to make a plan, be persistent, and be flexible. You can achieve your financial objectives and create a secure financial future with dedication and hard work. Join me this year in leveling up our finances. What is one of your goals? Drop it in the chat. If you need a goal, let's chat. You can set up a free consultation here.

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